Saturday, October 24, 2009
The Savings Highway Discount Club Presents How The Mistakes of One Website Owner Led to Success Submitted by Ed and Nancy Vacin
My name is Nancy Vacin and I am one of the owners of the business and website, Discount Clubs Info. This commentary is about, "things I learned from making marketing mistakes in my home based businesses". Or maybe I should say it's about, "how not to succeed in marketing". After five years and $10,000 with no return in trying to market home based businesses, I think I have learned everything there is to know about what "not" to do, if you want to succeed in a home based business. Of course in the process I've also learned some things you need to do, before starting your own business from home or from a storefront for that matter. My husband's and my first venture was in Cheney, Washington. We opened a small Christian bookstore. Cheney was a college town, of about 8000 residents, with quite a few little surrounding towns. Spokane was 15 miles from Cheney. We thought we would get a lot of traffic from Cheney and the surrounding towns. That was not the case. We found that people would drive to Spokane to do their main shopping, and while there, visit the very large Christian bookstore there. Needless to say, we closed the store at a loss after one year. My Mistake: Not doing research or market analysis for need of a Christian bookstore in area. Our second main venture was flipping real estate houses in a depressed area. My husband and daughter did this as a join venture. Learning from our first mistake, my husband did research on the market, lined up an investor a head of time that agreed to work with us, and printed off forms needed for the business. This business actually made a nice income for one person, but barely enough for two. Unfortunately, the state decided to redevelop the area and offered thousands more for the houses than would have been profitable for us. There was no mistake here: The only cost involved was for fuel for the car to check out the houses. My suggestion on this would be to always line up an investor before attempting to flip houses in any area. At this point, we decided to work online. We attended a workshop about working from home. The presenters were excellent and we invested $6000 for 6 licenses for online store type websites. This turned out to be a total disaster. We knew nothing about advertising online. I picked my template for my site and located the products I wanted to sell from seven different drop-shippers. I made one sale in a year. Fortunately, I had a full time job, so our only loss was the investment of time and money. At least we were not out on the streets. My Mistakes: Not learning what was involved in setting up a business online such as: research on marketing, advertising, having a web presence, comparison of hosting vendors, and not writing down a business plan with goals and a budget. While embarrassing to admit, I tried several other MLM online businesses that failed. I finally started to learn that if I wanted to be successful I needed to do my research. The first thing I did was to write my business plan. I picked a nutritional company that had been in business for 10 years and had a good compensation plan, offered a second stream of income, with no extra work, and offered a lot of bonuses. Through trial and effort, I slowly built my business. I really enjoyed educating my downline leaders how to train their people on the business. Unfortunately, my downline slowly quit, and when the second stream company did a major revision in their compensation plan, my team builders also quit. My Mistakes: Rather than go into extensive detail, I will summarize them as follows: 1. Bringing people in through the second stream of income business, instead of the nutritional business. 2. Spending my whole annual advertising budget during the first two months of business to buy leads. (Buying leads is the same as flushing money down the toilet.) 3. Buying a 4 Gig laptop, when I had a desktop. 4. Not doing a Google search for free advertising and leads. My husband and I are currently doing an online business together. Through my mistakes, I have found that I hate having to do anything that is technical with the computer, like setting up web sites and capture pages. I enjoy talking to people and writing blogs and articles. My husband enjoys the technical components and is very good at it. But for me, if it were I alone, I would never be successful in business online, because I would not do the technical things necessary to be profitable online or even break even. So, in summary, we have finally found a home business that lets my husband and I use our own particular talents in the area we are good at. He does all the promoting and designing and we both do sales. We have learned how to get ranked with Google for free, advertise for free and get free leads. We have learned the biggest secret is not only knowing your strengths, but to have a mentor team, who are doing well with their business. Learning all this, we are finally on our way to retirement and helping others do the same. Ed and Nancy Vacin are the webmasters of Discount Clubs Info and Nancy is the author of this article. Did you find these tips on Marketing helpful? If so you can find out a lot more by visiting both the above website and The Savings Highway or by calling 918-955-8978 or email: discountclubsinfo@gmail.com.
Thursday, October 22, 2009
Tax Savings With A Legitimate Home Based Business | Savings Highway Submitted by Angie Mitchell
Tax savings are one of the most compelling reasons to start a home based business. I, Angie Mitchel found countless searches on Google that support my findings on these tax savings. Did you know that you can drastically reduce how much you pay in taxes by as much as $3,000 to $6,000 per year just by running a home business such as Savings Highway, whether or not you are actually making a profit from that business? Are your taxes killing you financially? Yes, you can STOP the BLEEDING! I get it, I get it, half of North Americans are busted broke, and the other half are too freaked out to spend the money that they do have, so how on earth do we get a bunch of new small businesses going? The solution to tax savings. Let "Uncle Sam" pay for the start-up costs and the ongoing operating costs. Here's how it works...YOU agree to start, and to run, a part time home-based business like Savings Highway, to run it with a intent to profit, while keeping adequate business records. Uncle Sam says, "If you do that, I'll cut your taxes by $3,000 to $6,000 or more every year, starting today, and then, I'll let you collect part of your additional Tax Refund every couple of weeks, all year long - NOT waiting for April 15. How do these tax savings work? As soon as you add up all of your tax savings, you can visit your payroll office to fill out a short form called a W-4 that will begin to put an extra $300-$600 per month in your take home pay -- beginning with your very next paycheck!!! That means you get part of your additional tax refund in every paycheck, all year long! It's like putting $100 extra cash in your pocket every week -- week after week after week! That's just from tax savings not even counting the money you'll be making through a business like Savings Highway! How to qualify for tax savings? Congress said, "work your business at least 3 to 4 hours a week, be able to show you're trying to make a profit, and keep adequate business records" Simple as that. OK be honest, can you really afford to wait? The cost of not having a home based business be it Savings Highway or not, and by not understanding the tax savings that come along with it, is MAMMOTH! It is my mission to educate people and bring savings and financial wealth everywhere via Savings Highway! http://angiemitchell.thesavingshighwayclub.com Angie Mitchell angie@thesavingshighwayclub.com Skype: angiebt79828 250-378-6798
How to Retire Early and Earn Residual Income Submitted by Angie Mitchell
There are different ways to make money and earn residual income. Residual income is income that a person earns over and over again for something they do once. One of the best ways to earn residual income is through an internet home based business. The beauty of residual income is that a person works hard to set it up in the beginning and then it works hard to provide them a steady stream of income on a regular basis, therefore answering the question, "How is it possible to retire early?" Network marketing also referred to as multi level marketing or MLM is the most popular method to earning a residual income and providing people with the opportunity to retire early. MLM has exploded in the past few years. Now is the very good time to start a home based business because people are desperately looking to find new means to making money in today's economy. Most programs can be started with little to no start up costs and should provide training and a website to get a person started, this is very attractive to people because the company handles everything except marketing, selling and signing up new motivated team members. There are a variety of MLM programs to choose from and it's important to join a company that is already established. It's also very important for a person to find something that interests them, the biggest issue with MLM is that a lot people jump into it without REALLY being passionate about it. The thought of network marketing never even crossed my mind till a friend introduced it to me, so I gave it a shot and soon realized this is what I'm supposed to be doing! I found my passion and I'll be forever grateful. Without a doubt it was a learning curve for me but it was fun and because I love it so much it doesn't feel like work, I've got a network of positive like minded people who have taken control of their lives, embraced a new challenge and started to live deliberately, while providing the knowledge and community nourishment all entrepreneurs need to succeed behind me. A home based business has the potential to earn an incredible residual income for life so you are able to not only retire but retire early. My advise would be to give yourself one year of continuous effort, run your home business with the help of your team, start building your foundation and your retire early plans will no longer be a pipe dream. I'm almost 35 and do not find myself asking the question "How is it possible for me to retire early?" I know exactly how I'm going to retire early and earn a residual income, I will be retired and earning a residual income by the time I'm 40. What is the real issue standing between you and the early retirement you deserve? It is my mission to educate people and bring savings and financial wealth everywhere! http://thesavingshighwayclub.savingshighway.com Angie Mitchell angie@thesavingshighwayclub.com Skype: angiebt79828 250-378-6798 MISSION STATEMENT: Our mission is to assist 1 Million families in the USA to reach Financial Independence. By providing American families with a Membership they can use to save money including benefits like Family Dental, Vision and Health Savings, 24 Hour Roadside Assistance, Savings on Dining, Shopping, Office Supplies, Recreation, Travel, Taxes and more, and combining all of these great benefits with our 2 who refer 2 "Retire Early" system, we can reach our goal of assisting 1 Million Savings Highway Families to find Financial Independence, and have fun along the way!
Baby Boomer? How to Retire Early Submitted by Angie Mitchell
Social Security was never designed to support a majority of the population for a third of their lives. The Social Security system is a major source of income for many. Thus Social Security is a logical place to start answering the question: Can we afford to continue this trend of retiring ever earlier and living longer? Social Security was never designed to support a majority of the population for a third of their lives. When the retirement age was established in 1934, the average age of life expectancy was 59.7 years. The thinking at the time was if an individual lived that long, many did not. It was appropriate to provide a pension to see them through to end of their days. Let's be blunt, shall we? Baby boomers have done a poor job of saving and preparing for retirement never mind early retirement and realizing that it's more important than ever. The model for retirement needs to change. The idea of working thirty or forty years and then not do anything except get a pension is simply unrealistic. The new extended longevity of life opens up options that need to be evaluated. Deciding on the right time to retire or the desire to retire early involves a number of factors, not all of them financial. A reported 77% of baby boomers expect to continue to work, at least part time, past traditional retirement age and a home based business is a perfect model for that. Sure, some financial needs will be met with a pension, but starting a home based business will allowed you to enjoy the finer things in life and still contribute income to the family. While some will never retire early, nowadays baby boomers are exploring the idea of working part time more than ever, making a career change to more fulfilling work, starting a home based business and altering their lifestyle to accommodate new interests and many find that this becomes a passion they never knew existed. They are quickly realizing that it is not waste of time or money because they are willing to commit to your own success! People who are determined to experience early retirement report that money was not the primary factor in their well being it just so happens to come along with the territory. It's important to understand what you need to be satisfied in life and start planning for your future. The near failure of the banking system and the downfall of the stock exchange, more people are looking for an inexpensive way to get in business for themselves. That's why even in a down economy, the company I'm involved with is exploding with new members. People who are looking to retire early are looking for ways to cut costs and save money...and more and more people are looking for a legitimate way to earn extra income in today's economy. "It's extremely hard to keep the fire going when the embers have gone out." What get's you fired up? What are you willing to give up? What are you willing to risk? Are you willing to invest in yourself? Do you have what it takes? Are you willing to create you own success? I sure hope so because no one else will! These are questions only YOU can answer. It is my mission to educate people and bring savings and financial wealth everywhere! http://www.thesavingshighwayclub.savingshighway.com Angie Mitchell angie@amitchellonline.com Skype: angiebt79828 250-378-6798
How to Retire Early In Today's Economy | The Savings Highway Club Submitted by Angie Mitchell
Would you like to know how to retire early in today's economy? Are you going to retire at an age when you can still enjoy retirement or are you just hoping your job will stay around until you can retire? Now do this...TAKE CONTROL!
The crumbling economy, the volatile stock market and limp home assessments are affecting just about everyone, but people who would like to retire or are about to retire may be in the most precarious of positions and asking themselves, how is it possible to retire early in today's economy? Are you looking for appropriate ways to respond? Then it's time to learn more about what you CAN control and how you can better manage your personal finances.
Seeing your portfolio or your 401K lose value over a prolonged period is never easy, but it can cause even more worry if you're relying on your nest egg or will be relying on it shortly. If you're still working, will you have to postpone retirement? If you're retired, will you have to reduce spending, cancel plans or look for a job?
"Social Security replaces approximately 41% of the average earner's income at retirement and some forecasts predict a fall to 30.5%." * (Source: "Social Security, Medicare and Americans' Confidence in Their Retirement Future" Watson Wyatt Insider, September 2008.)
I don't know how anyone can be prepared for what we've been experiencing recently with our economy. The current retirement-income system of defined contribution plans in which employees bear all the risk is ill-suited to the needs of the average Joe.
People haven't been very good at building balances in 401K plans; they're modest by any measure, most people are not experienced investors, (myself included) and their whole future well-being depends on the assets in these plans. When they're hit by these huge fluctuations in the market, it must really put a knot in their stomachs.
Fear and concern are normal. The news is all around us, and it's hard to ignore. People going into retirement are the ones who are most aware of their financial situation because all of a sudden it's right in front of them. If you haven't done a stellar job preparing for retirement, your options are fairly limited. You can work longer, live on less or work in retirement but you sure as heck don't have to!
Let me ask you this, have you ever considered an internet business? If not, how come? There are so many benefits to having a home based business and this just might be the answer to the question: How is it possible to retire early in today's economy? Make financial freedom a possibility for you.
With prices always on the increase, I chose to join The Savings Highway Club and created my own economy!
If in life one door closes...don't be afraid to climb out the window...it may be worth the jump!
It is my mission to educate people and bring savings and financial wealth everywhere!
http://www.thesavingshighwayclub.savingshighway.com
Angie Mitchell
angie@amitchellonline.com
Skype: angiebt79828
250-378-6798
Want to Know How to Retire Early? Savings Highway Will Get You There Submitted by Angie Mitchell
Is The Savings Highway The Solution To Your Retirement Woes? Submitted by Angie Mitchell
Do you know your net worth? To retire early, you need financial stability and a clear idea of what your standard of living will be. Are you saving for retirement or are you letting the government save for you? Are you currently collecting Social Security? How do you use the money? What things do you have to go without? What is your plan? After asking yourself these questions ask your self this: Could Savings Highway be the solution to your retirement woes? If you want to keep up your current standard of living as a retiree, the rule of thumb is that you'll be spending monthly at least 80 percent of what you're spending now, that other 20 percent you won't be spending accounts for work-related expenses: gas or public transportation fares for your commute, dry cleaning bills, lunches and such. If you plan to travel, play more golf or spend your summers on a houseboat, you'll quickly make up that 20 percent you thought you were saving by not working. There's a big difference in planning for a 20-year retirement and a 40-year retirement. Perhaps the most important factor when calculating how much you'll need is how early you want to retire. One way to get started on your early retirement budget is to use one of the many free online retirement calculators to figure out how much you'll need in net worth to retire at a certain age. But the only way to know if your planned retirement spending will work is to try a dry run. Try to live for three months on the estimated monthly amount that you hope to live on when retired. If it's not working now, it definitely won't work when you factor in increased healthcare and insurance costs. You can try to keep up with the "Joneses" or you can do things the right way and yes, it can be difficult for some but it doesn't have to be that way. Be a little more frugal. Pay yourself first, and most importantly take advantage of the many benefits Savings Highway has to offer. Working online and showing people how they can save money on things they buy daily and by showing them how to make money in the process has become MY focus and quickly showing me that this is my solution to my retirement woes. Anyone can do what I am doing if they just apply themselves. Saving for retirement in the good ole U.S.A. wouldn't be so difficult if we didn't have to spend our entire pay check as if there's no tomorrow. As for me, I've got a plan and it doesn't include working full-time past 40. I'm 34 and although retirement seems far away, it will be here before I know it. I will retire earlier than most because I planned for it! I have made my decisions and strive towards my goals. You won't be hearing "Oh woe-is-me" coming from this gal! If you are looking for a solution to your retirement woes, you know how to contact me. It is my mission to educate people and bring savings and financial wealth everywhere! http://thesavingshighwayclub.savingshighway.com To Your Savings and Success, Angie Mitchell angie@amitchellonline.com Skype: angiebt79828 250-378-6798
Turning Plan B Into Plan A With Savings Highway ~ Success Begins With Financial Freedom Submitted by Angie Mitchell
People are looking for income opportunities today more than ever before. The crash of our economy in 2008 was a wake up call for people to see just how secure their nine to five jobs really are. What a wake up call it was! A Plan B is an income backup plan that a person establishes just incase they find their self the recipient of a pink slip. Jobs have no security for the future. The crisis that occurred in the later part of 2008 shows us the true security of our jobs and that doesn't sit well with me! I turned my Plan B into my Plan A and Savings Highway took me there. For a lot of people success begins with financial freedom. Online Home Based Businesses are the greatest income opportunities in this day and age if you haven't already noticed. You can earn your living full time and build your fortune part time, meaning your job will cover your daily expense while your Plan B will help to change your lifestyle by fulfilling your dreams of early retirement and financial freedom. We are the fastest growing industry on the on earth and the internet is changing the entire way we do business by learning a little bit about how the internet operates although no experience is necessary because you will learn valuable techniques from knowledgeable marketers eagerly and actively involved within this industry, I just so happened to choose Savings Highway as my vehicle to get me there and I'll be forever grateful for that opportunity! Our business (Savings Highway) is our product and our product is our business. Helping others achieve financial freedom and showing them how to save money on things they are already purchasing has been my greatest satisfaction. I've been working on line for a while now and have been taught knowledge and have been able to market with the knowledge that I've learned. We as financial freedom seekers get taught online marketing and mindset. It's important to understand that the thoughts that guide your mind are the same ones that guide your success or failure. All that really matters is you're willingness to be guided. Yes, you're success relies on your ability to be coached, being able to stay focused and disciplined if you TRULY want to turn your Plan B into Plan A with Savings Highway. The Savings Highway Team is willing to train your mind for success and give you the knowledge to become successful! With that success will come financial freedom. Because you have taken the time to read this article I know you have the desire to want to change your lifestyle and are thinking "Is it possible for me to turn my Plan B into Plan A?" And I'll tell you "Hell Yes, I'm living and breathing proof!" Without helping others I can't help myself. It is my mission to educate people and bring savings and financial wealth everywhere! http://thesavingshighwayclub.savingshighway.com To Your Savings and Success, Angie Mitchell angie@amitchellonline.com Skype: angiebt79828 250-378-6798
Retire Young And Frugal With Savings Highway Submitted by Angie Mitchell
Frugal is NOT a Dirty Word! It doesn't mean you are cheap either. In fact, frugality is a valuable skill for building wealth. Frugality means choosing to make the most of your money, to focus on everyday costs, to recognize that small amounts matter. It's nothing to be ashamed of. It's a skill that everyone can practice, and it lays the foundation for sound financial habits that can be used in all aspects of your life. Frugality keeps you focused on goals. It is 100% possible to retire young AND frugal by joining the Savings Highway Club! Do not confuse frugality with depriving yourself. Frugality doesn't mean living like a pauper, it's about making smart choices to reach your goals; it's not about living a life devoid of pleasure. If you could save money on things you purchase anyway like food, gas, gifts, vacations, entertainment, dining, shopping, why wouldn't you? Savings Highway provides these savings and a whole lot more. It's sad to see what has become of American culture. We're a nation of mindless shoppers, and virtues such as frugality are looked down on. Well not me! I'll say it loud and proud..."I'm frugal and proud of it!" It's all about spending on your passions and limiting elsewhere. No deprivation involved. Just living within your means and skipping out on stuff you don't really need and it's paying off for me big time! I strive to be frugal and generous. Frugal with resources, generous with time, gifts, hospitality, etc. It gives me great pleasure to pick up a restaurant tab knowing I printed off my Savings Highway $25 coupon. I've noticed that the focus has shifted away from collecting material items "just because" and more towards making smarter decisions on how we are spending our money. These days, wealth represents the freedom to spend time with family and friends and enjoy simple pleasures of life. It represents freedom of the stress of just making ends meet. Savings Highway provides both huge savings while also providing the opportunity to earn a large amount of money, depending on how aggressive you want to build your business it's completely possible to retire young in as little as 12 weeks to 12 months so you can have time for the important things in life. The problem is, people think they have to choose one or the other. They say, "I can be happy now or I can be happy later." This is based on a scarcity mindset, that you'll never have enough money to buy everything you want, so you have to choose what and when. Optimally though, you would get to have everything you want right now AND in the future. You would live in a state of total abundance where you could have anything you want it, whenever you want it, both now and down the road because you have chosen to retire young by joining Savings Highway and taking advantage of what we have to offer. Savings Highway has really taken off since people are quickly realizing that by not joining, they might as well be flushing their hard earned money down the toilet. I'm working toward a state where I experience absolute financial freedom both in the present and in the future. To do that, I have to both increase my income and have the discipline to set aside a portion for the future. To me, that's the ultimate financial goal, and it's the only one I care to work toward. It is my mission to educate people and bring savings and financial wealth everywhere! http://www.thesavingshighwayclub.savingshighway.com Angie Mitchell angie@amitchellonline.com Skype: angiebt79828 250-378-6798 MISSION STATEMENT: Our mission is to assist 1 Million families in the USA to reach Financial Independence. By providing American families with a Membership they can use to save money including benefits like Family Dental, Vision and Health Savings, 24 Hour Roadside Assistance, Savings on Dining, Shopping, Office Supplies, Recreation, Travel, Taxes and more, and combining all of these great benefits with our 2 who refer 2 "Retire Early" system, we can reach our goal of assisting 1 Million Savings Highway Families to find Financial Independence, and have fun along the way!
Savings Highway - Create Your Own Economy Submitted by Angie Mitchell
Creating your own economy is about taking control of your financial and personal life. Would you like to create an abundant lifestyle for you and your family? Would you like to have the freedom of choice to do what you want, when you want, without limitations? Savings Highway provides all that and more. Jim Rohn says 'A Formal Education will make you a living, Self Education will make you a fortune'. Imagine the incredible impact this would have on all areas of your life! With no doubt, you can turn this opportunity into a Home Based Business that has the potential to earn an incredible income for life, simply by helping people creating their own economy! Savings Highway is dedicated to helping you to achieve your dreams and goals. That is what we are creating and we want you to be part of it! We already have a strong team developing, a network of positive like minded people who are taking control of their lives, embracing a new challenge and starting to living deliberately. Savings Highway is going to help you DRAMATICALLY move closer to where you want to be, by providing the knowledge and community 'Nourishment' all entrepreneurs need to succeed. Too many people are thinking of security instead of opportunity. By saving money on things you purchase anyway and helping others do the same, only good things can happen! Savings Highway is bringing together collectively empowered and inspired people to create MASSIVE freedom for ourselves, and as many people in the world as possible. Our ambitions do not just stop with us reaching our own goals in life... they continue until our lives have literally become a conductor for AWAKENING people to the 'Power' they have inside... and showing them some of the most innovative ways in existence to really live their life free by showing you how to create your own economy and success. A Savings Highway Membership Includes... Gas Savings Grocery Savings Shopping Discounts Free 24 Hour Roadside Assistance (GE) Free Family Legal Plan Family Dental Plan (AETNA) Family Vision Plan Discount Prescriptions Entertainment Book Online Discount Travel & Vacations Worldwide Condo Program Great Dinning Discounts Movie Discounts Savings On Theme Parks Golf Discounts Bowling Discounts Sporting Events Amazing Discount Magazines Savings On Flowers and Gifts Discount Moving Services Discount Car and Truck Rentals Save Thousands On Taxes Free Marketing Website Weekly Pay Fast Cash Car Bonuses Lifestyle Bonuses Matching Bonuses With prices always on the increase, I chose to join The Savings Highway Club and "created my own economy!" It is my mission to educate people and bring savings and financial wealth everywhere! http://www.thesavingshighwayclub.savingshighway.com Angie Mitchell angie@amitchellonline.com Skype: angiebt79828 250-378-6798
Savings Highway Offers The Biggest Bang For Your Buck Submitted by Angie Mitchell
It is not my intention to bad mouth or slam other MLM companies. They each have something different to offer. The company I chose was one that takes care of "the little guy" My goal here is to provide you with information so you can make an informed decision before you join one, if you are trying to save as well as earn money. I've found that Savings Highway offers the biggest bang for your buck. Savings Highway offers Americans a company that pays on time, every week like clockwork... and delivers real world benefits that every day people can use to save money on things they buy every day/week such as food and gas as well as provides a real opportunity to make money. In today's economy, it seems like everyone is looking for ways to cut costs and save money and more and more people are looking for a legitimate way to earn extra income. Savings Highway provides both. People are looking for an inexpensive way to get in business for themselves but also want the biggest bang for their buck and I'm no different! With the cost of food not to mention gas prices going up around the world, it's a great time to save money. It's not just food and gas savings you are able to take advantage of, it's about being able to save thousands of dollars a year on dining, groceries, gas, shopping, dental, vision, hearing, health expenses, travel, entertainment, movies, golf, bowling, magazine subscriptions, flowers and gifts, moving, tires and rims, office supplies, prescriptions, taxes and much more! If you decide this is something that you or your family can take advantage of you'll find great discounts on places you already know and love right in your home town. It's simple, easy, fast convenient and it saves you money! Savings Highway offers three different levels of membership, Gold $99.95/mo. Silver $49.95/mo. and Bronze $29.95/mo. Obviously the higher the level, the greater the savings and the higher potential of making more money faster. With the savings that you'll get back from the gas and groceries alone will pay for the Silver Membership. It is my mission to educate people and bring savings and financial wealth everywhere! http://www.thesavingshighwayclub.savingshighway.com Angie Mitchell angie@amitchellonline.com Skype: angiebt79828 250-378-6798
Savings Highway Brings Financial Freedom and Huge Savings Submitted by Angie Mitchell
Times are tough. People are unemployed. How would you like to build a solid, residual income by helping others save money on something they need anyway, such as food and gas? If you're anything like me you take great joy in knowing you've helped someone and in return be handsomely rewarded for your efforts. Savings Highway brings financial freedom and huge savings on things you have to buy and on things you want to buy. If you continue to build your team, and get others interested in becoming a Savings Highway Club member, your residual income will grow as you and others affiliated with you find new members. Your residual income can become quite significant, and the opportunity for financial gain will only increase as the company expands! This is a once in a lifetime opportunity and I'm proud to be a part of it. Many shy away from network marketing for fear of having to badger people for money. They're afraid that after they "sell" their "warm" market, they'll have to approach strangers and try to "pitch" them. I've found a company that sells itself. Connecting people to a product or service they consume every day and providing them the savings is the best part of it all! It's a very simple concept, give the people what they want! People want to save money and people want to make money. It's up to them to take the necessary action. Being financially free means different things to different people. I think we all agree that to be financially free and financially independent means to have more money coming in than going out. What's really important is the person you become while striving for financial freedom, while becoming worthy (in your own eyes) of such success. Be willing to drop the poor person's mentality because financial freedom is a symbol of becoming someone capable of achieving their dreams. In the information age more of us need to grow up and grow away from old industrial ideas of expecting someone else to be responsible for our job security and financial security. This is a process that many people are avoiding by still seeking job security and financial security provided by someone else. It's time to take the bull by the horns and create your own reality! If you can dream it, you can achieve it and I'm willing to show you how. "The richest people in the world look for and build networks, everyone else looks for work" - Robert Kiyosaki Savings Highway is an opportunity where you can achieve financial freedom, savings and personal growth in every aspect. It is my mission to educate people and bring savings and financial wealth everywhere! http://www.thesavingshighwayclub.savingshighway.com For more information and details, please feel free to contact me. Angie Mitchell angie@amitchellonline.com Skype: angiebt79828 250-378-6798
Tuesday, October 20, 2009
The Savings Highway, Legal Club of America Plan... INCLUDED!
Author: Jim Roche NJ
The Savings Highway, Legal Club of America Plan... INCLUDED!
When you or a family member have a legal concern, wouldn't it be great to just pick up the phone, receive legal advice and not have to worry about the cost? Well, as a Savings Highway member, you can do just that!
COVERS YOUR ENTIRE FAMILY - Use as often as you like!
The Savings Highway members have access to over 20,000 Plan attorneys that they can call any time during normal business hours (8:30 AM to 7:30 PM EST) or visit a plan attorney to get unlimited legal advice about any new legal matter and they don't have to worry about the cost. The Plan Attorney will discuss legal questions with the Savings Highway member and assist them in reaching a solution to their problem. The Plan attorney can review important legal documents, draft a simple will or write letters on the member's behalf, all at no charge.
"I'm Walter Montford from Georgia. I used the Savings Highway Legal Club of America Plan to Save over $30,000. Without the plan, I could not have afforded to keep up with the person I was in court with. Because of the plan, I was able to save Thousands and win the legal battle. I highly suggest you get a Savings Highway Membership, because you never know when you will need the help of a lawyer...and when you do, it could save you Thousands!" -Walter Montford, GA
Save $200 Now - Get a FREE Will or FREE Annual Will Update!
If you do not have a will, you need one... especially if you have children. Now you can get your Free Simple Will done for FREE with the Savings Highway Membership! Save an immediate $200 with your Free Will today!
SEVEN FREE SERVICES ICLUDED with the Savings Highway Membership... Each attorney will provide members with:
1. Unlimited phone consultations for each new legal matter
2. Face to face consultations for each new legal matter
3. Review of important legal documents (6 page max.)
4. A free simple will with free annual update
5. Help representing you in small claims court
6. Write letters on the members behalf
7. Make phone calls on the members behalf
How many times have you wanted to speak to a lawyer, but were afraid of the cost?
Never be afraid again! The Savings Highway gives you the power you need to handle your legal matters with FREE CONSULTATIONS!
Plus, You'll enjoy a Capped Hourly Rate!
Family Legal Plan attorneys contract to never charge more than $125.00 per hour for legal care that goes beyond the free and discounted services. No competitor in the nation can make this claim or match Savings Highway. This is where the real savings begin.
After the free letters, calls and consultations take place, members and their attorneys will have to decide what course of action to take next. In some cases, members may not have a choice and litigation may ensue. This is the point in time at which the attorneys begin to charge the $125.00 hourly rate for legal care.
Get a great Discount on Contingency Based Cases!
Contingency fee will be a 10% reduction of the state maximum rate or the attorney's usual rate, whichever is lower.
Free and Easy To Use!
The Savings Highway members simply pick up the phone, speak to our customer services representatives and then are put in touch with a participating attorney in their area. It's that simple. Now you don't have to be afraid to pick up the phone and get your legal questions answered!
And if you need to go to court, you'll have great legal counsel and potentially save hundreds or even thousands of dollars... with The Savings Highway!
Jim Roche of NJ is one of newest satisfied Savings Highway members. The Savings Highway is North Americas premiere Savings and Earnings programs available today. When you join the Savings Highway you not only save on the things you buy everyday but can relax with the peace of mind having a competent attorney at your disposal for FREE Legal advice. Contact me right away to see all the Savings Highway has to offer.
About the Author:Jim Roche of NJ is one of newest satisfied Savings Highway members. The Savings Highway is North Americas premiere Savings and Earnings programs available today. When you join the Savings Highway you not only save on the things you buy everyday but can relax with the peace of mind having a competent attorney at your disposal for FREE Legal advice. Contact me right away to see all the Savings Highway has to offer.
Jim Roche NJ
908-413-5363
http://legal.thesavingshighway.com
Skype Id= jim.roche3
Article Source: ArticlesBase.com - The Savings Highway, Legal Club of America Plan... INCLUDED!
CYA! The Savings Highway Family Legal Plan Does Just That. submitted by Jim Roche NJ
CYA! The Savings Highway Family Legal Plan Does Just That.
Never be afraid again! The Savings Highway Family Legal Plan gives you the power you need to handle your legal matters with FREE CONSULTATIONS!North America today is a highly regulated, lawsuit-crazy world, it's not enough to simply use Common Sense. So here are 4 legal tips designed to help you plan and avoid legal nightmares
1. In lawsuit-happy America, anyone can sue you at any time and for any reason. And even if you win, the suit may cost you tens of thousands – perhaps hundreds of thousands – of dollars.
Here are just a couple ridiculous legal examples
January 2000: Austin, Texas: Kathleen Robertson was awarded $780,000 after she tripped over a toddler who was running wild inside a furniture store.
The kid who was running amok was Ms. Robertson's own son!
October 1998: Bristol,Pennsylvania: Terrence Dickson was awarded more than $500,000 when a faulty door opener trapped him inside a garage and forced him to survive on diet soda and dog food for 8 days.
Mr. Dickson had been robbing the house before he got trapped in the garage!
Are you kidding me???
2. Carefully study the regulations governed by the regulatory agency that has jurisdiction over your clients or products.
While the FTC watches marketers in nearly every industry, some types of small work from home businesses are also controlled by their own sets of guidelines.
If, for example, you (or your client) are selling stocks, mutual funds, and other kinds of securities investments, you'll need to understand the regulations set by the Securities & Exchange Commission as well as the National Association of Securities Dealers.
If you participate in the selling of commodity futures or futures options, you need to study the Commodity Futures Trading Commission site.
And if you sell neutreseutical products, you should study FDA.gov regulations for guidance in planning your advertising and marketing materials.
3. Memorize everything you see on the U.S. Federal Trade Commission website at http://www.ftc.gov/.
The FTC is the arm of the government that sets policy for all advertising, marketing, and sales conducted in America. The Commission's primary purpose is to protect consumers from scammers and scoundrels.
For the most part, the FTC wants to ensure you follow the Golden Rule. If you do, you'll be significantly ahead of the game – but NOT entirely home free. There are other little curves you need to be aware of … like the "reasonable person" rule.
In a nutshell, it goes like this: As a small home based business owner, marketing exec, or copywriter, you are not only required to tell the objective truth. You must also avoid giving your prospect a false impression about your product by omitting or failing to mention a key fact about it.
To learn more, I strongly recommend you spend a few hours at: http://www.ftc.gov/bcp/guides/guides.htm That's where the FTC keeps its "Plain English" guides for advertisers and marketers. To avoid potential legal hot water, I suggest you visit them often.
4. Keep your legal antennae tuned.
Unfortunately, the America(n)laws and regulations governing the advertising and marketing of products and services are not carved in stone. So, to keep on top of shifts in the legal landscape, it's absolutely necessary to have an attorney review your sales copy before you plan to mail it.
Many years ago, for example, the SEC hauled in a guy named Chris Lowe. He wasn't selling regulated securities – just publishing a monthly investment advisory newsletter offering his opinions and recommendations.
The way Chris saw it, sharing his opinions and recommendations was free speech – protected under the First Amendment. And so he ignored the SEC's sanctions against using testimonials, his track record, and other credibility devices when promoting his newsletter.
The SEC did not take kindly to being ignored. They shut down his operation and seized his bank account.
Chris fought back all the way to the America(n)Supreme Court, where they determined that he was indeed operating under his First Amendment rights. A major victory was won for financial publishers!
Ever since the famous "Lowe Decision," marketers of investment and financial information products have been free to operate under the entirely more liberal FTC guidelines. Nevertheless, the SEC or CFTC still takes a run at a financial publisher every few years. (And something similar happened with the FDA not too long ago.)
So always keep your ear to the ground. The rules for marketing regulated products are constantly changing – and when they do, you do NOT want to be the last one to know.
Small work from home business owners should buy an insurance plan to protect themselves against this kind of legal nonsense and if you're a copywriter or a marketing consultant, you might want to consider adding the following to your contracts:
A. A clause that says your client takes full responsibility for determining the accuracy, legality, and regulatory compliance of all statements in the copy before it is used.
B. A "Hold Harmless" clause that says if your client is sued for any reason, he can't turn around and sue YOU.
C. An "Indemnification" clause that says if YOU are named as a party in any regulatory or legal action against your client, he will reimburse you for any legal fees or awards assessed against you.
Pretty scary stuff … but absolutely CRUCIAL to your success.
As you can see, it's one thing to make big money as a business owner or copywriter or marketer. HOLDING ON to the money you make is another matter entirely.
So follow the Golden Rule … follow your industry's regulatory guidelines … get a lawyer's help when appropriate … CYA with contract provisions that protect you when the worst happens … and you have a good shot at both getting rich and staying that way.
Legal Disclaimer: I felt it was important to tell you that I am NOT an attorney. My advice: Disregard anything in the above article that smacks of legal advice – except, of course, that you should hire a lawyer.
FAMILY LEGAL PLAN... INCLUDED! When you or a family member have a legal concern, wouldn't it be great to just pick up the phone, receive legal advice and not have to worry about the cost? Well, as a member, you can do just that! COVERS YOUR ENTIRE FAMILY - Use as often as you like!
Our members have access to over 20,000 Plan attorneys that they can call any time during normal business hours (8:30 AM to 7:30 PM EST) or visit a plan attorney to get unlimited legal advice about any new legal matter and they don't have to worry about the cost. The Plan Attorney will discuss legal questions with the member and assist them in reaching a solution to their problem. The Plan attorney can review important legal documents, draft a simple will or write letters on the member's behalf, all at no charge.
Save $200 Now - Get a FREE Will or FREE Annual Will Update!
If you do not have a will, you need one... especially if you have children. Now you can get your Free Simple Will done for FREE with your Savings Highway Membership! Save an immediate $200 with your Free Will today!
SEVEN FREE SERVICES... Each attorney will provide members with:
1. Unlimited phone consultations for each new legal matter
2. Face to face consultations for each new legal matter
3. Review of important legal documents (6 page max.)
4. A free simple will with free annual update
5. Help representing you in small claims court
6. Write letters on the members behalf
7. Make phone calls on the members behalf
How many times have you wanted to speak to a lawyer, but were afraid of the cost?
Plus, You'll enjoy a Capped Hourly Rate!
Family Legal Plan attorneys contract to never charge more than $125.00 per hour for legal care that goes beyond the free and discounted services. No competitor in the nation can make this claim or match Savings Highway. This is where the real savings begin.
After the free letters, calls and consultations take place, members and their attorneys will have to decide what course of action to take next. In some cases, members may not have a choice and litigation may ensue. This is the point in time at which the attorneys begin to charge the $125.00 hourly rate for legal care.
Get a great Discount on Contingency Based Cases!
Contingency fee will be a 10% reduction of the state maximum rate or the attorney's usual rate, whichever is lower.
Free and Easy To Use!
Our members simply pick up the phone, speak to our customer services representatives and then are put in touch with a participating attorney in their area. It's that simple. Now you don't have to be afraid to pick up the phone and get your legal questions answered!
And if you need to go to court, you'll have great legal counsel and potentially save hundreds or even thousands of dollars... with the Savings Highway!
As you can see the Savings Highways Legal Plan can protect you against any number of Legal encounters you may find yourself up against as a work at home small business operator. Contact me right away to get all the details of the Savings Highway provides to its many satisfied members.
Jim Roche NJ
908-413-5363
http://thesavingshighway.com
http://legal.thesavingshighway.com
Legal Club of America | Family Plan Details submitted by Jim Roche NJ
Legal Club of America Family Legal Plan Details
The Legal Club of America offers a Family Legal Plan for Free to the Savings Highway members. The following is a detailed list of the benefits offered with your Savings Highway membership. Plan members have access to a nationwide network of attorneys for all your personal legal needs.
Benefits
Legal Club is a discount legal referral service with a nationwide network of plan attorneys who provide free and discounted legal care for over 1 million families. Membership includes you, your spouse, children under 25 and any dependents that may be living with you.
Free Legal Services:*
The following nine (9) services are available at no charge from your plan attorney.
- Initial phone consultations for each new legal matter (no time limit)
- Initial face to face consultations for each new legal matter (no time limit)
- Review of independent legal documents (6 page maximum per document, no limit to the number of new independent documents)
- Plan attorneys will prepare a free Simple Will for you and your family, as well as update the Will annually for free. (see definition of Simple Will in Section 3)
- A state specific, web based, free Living Will form is available to Members. This form can be taken to a plan attorney and completed by the attorney for free
- Plan attorneys will help Members represent themselves in small claims court
- Assistance in solving problems with government programs, such as INS and welfare
- When deemed appropriate by your plan attorney, he or she will write letters on your behalf (one letter per legal matter, with no limit on the number of new legal matters)
- When deemed appropriate by your plan attorney, he or she will make phone calls on your behalf (one phone call per legal matter, with no limit on the number of new legal matters)
Deeply Discounted Legal Services:**
The following are eight (8) commonly used legal services for which plan attorneys have agreed to charge a one-time, deeply discounted fee.
Legal Services | Member | Non-Member |
 | ||
| Traffic Ticket Defense | $89.00 | $199.00 |
| Name Change | $155.00 | $365.00 |
| Simple Will with Minors Trust | $250.00 | $530.00 |
| Chapter 7 Bankruptcy | $750.00 | $1500.00 |
| Non-Support (Spouse/Child) | $275.00 | $1490.00 |
| Simple Divorce | $275.00 | $1100.00 |
| Regular Incorporation | $295.00 | $585.00 |
| Personal Real Estate Closing | $250.00 | $675.00 |
*In many states Attorney liability may require Plan Attorneys to obtain a retainer from the member prior to providing some of the free member benefits. (see definition below)
**Court costs and filing fees additional.
Guaranteed Low Hourly Rate:
Legal Club of America Plan attorneys have contracted to never charge more than $75.00 per hour for legal care that goes beyond the free and discounted services described above. After the free letters, calls and consultations take place, you and your attorney will decide what course of action to take next. In many cases, you will have no choice and litigation may ensue. This is the point in time that plan attorneys charge the $75.00 hourly rate for legal care.
Retainers:
In the case of extended legal care, plan attorneys may ask you for a retainer. Any retainer sought will be computed by multiplying the number of hours a plan attorney believes a case will take, by the plan's discounted hourly rate. For instance; 10 hours x $75.00 = a retainer of $750.00. Any unused portion of the retainer will be returned to you.
Contingency Fee Discounts:
The contingency fee discount will be a 10% reduction of the state maximum rate or the attorney's usual rate, whichever is lower.
Watch this short Video Here
For More Information Contact:
Jim Roche NJ
908-413-5363
or Visit My Website
Friday, October 9, 2009
The Savings Highway is Here
The Savings Highway is here, and you can get on and ride it into your dreams. What is the Savings Highway ? It is a business that enables anyone to save significant amounts of money. But more than that, anyone who wants to can ride the Savings Highway into an incredible residual income for themselves--$5,000, $10,000, even $30,000 or more every month in additional income for themselves. As a member of the Savings Highway, you can truly retire early, in anywhere from just 12 weeks to just 12 months. This is no joke, and it's no mistake. This business has been painstakingly planned and built by experienced marketer and owner of three successful companies, CEO Steve Gresham, and his wife and company CFO Maria to make it so that in just three months to one short year from now anyone can be financially independent and living out their fantasies. And how do you get there? You get there by helping other people. In today's economy and with today's stock market woes, what are people most concerned about? They are concerned about making more money, saving more money, and securing their future financially. More and more people today are turning to home-based businesses that are powered by the miracle that is the Internet. They don't trust the government's Social Security or any other programs to help them with their financial future. They don't know if they'll even have a j-o-b in a couple of months, and even if they will they want something better for themselves and their families. They want to be in control of their destinies, not working slavishly for someone else. People today also can't trust the banking industry. Too much of it has collapsed, and the returns on money markets and savings accounts today are dismal to say the least. The stock market even has become too risky for the average person to trust. According to Steve and Maria Gresham, "We were tired of companies that promised the world, but didn't deliver. We started Savings Highway so that Americans could find a home they could believe in--a company that pays on time, every week like clockwork, and delivers real world benefits that actually work to help people save money. We've aligned ourselves with Aetna , General Electric, Entertainment Online, Restaurant-dot-com, Legal Club of America, and other powerhouse companies to provide the best savings benefits and combined them with a 'Retire Early Plan' that anyone can use to make a significant monthly income." The savings benefits of the Savings Highway alone are worth the membership, and they are vast. They include everything from pre-paid legal services to a very affordable dental plan. You'll save money on groceries and dining out, on entertainment and even on your taxes. If you do nothing else, you can realize savings of $200 to $500 every single month and lower your income tax bill by as much as $6,000 a year. But if you really want to retire early, you can use the Savings Highway as the best home-based business opportunity going today. The Retire Early Plan is simple: *Join the Savings Highway *Introduce two new members *Use your membership to save money *Help them to do the same If you can follow such a plan, you can turn the Savings Highway opportunity into your "full time" business while making far more money than you are by working your j-o-b. Or you can use it as just one of several home-based residual income businesses that you use to create multiple streams of income and realize financial independence and abundant wealth. Why not get on and ride the Savings Highway today? Live the life that you have dreamed of--not the one that the government dreams up for you. ABOUT THE SAVINGS HIGHWAY Savings Highway was established in 2006. We have combined the "best of the best" family savings programs into one easy, affordable membership, and we have added an exclusive "Retire Early" Program that Americans can plug into to make their financial dreams a reality. CONTACT INFORMATION Jim Roche, NJ (908) 413-5363 http://thesavingshighway.com Skype Id: jim.roche3 Yahoo Id: jimrochenj MSN Id: jimrochenj Savings Highway 1860 Barnett Shoals Rd. Suite 103 PMB 405 Athens, GA 30605 Savings Highway was established in 2006. We combined the "best of the best" family savings programs into one easy, affordable membership, and we have added an exclusive "Retire Early" Program so that Americans can make their financial dreams a reality.
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